The Current Interest Rate Situation in Europe and the USA
With an ECB deposit rate of 2%, the European Central Bank is demonstrating a moderate monetary policy aimed at controlling inflation and supporting economic growth. In contrast, the US yield curve offers higher returns, with interest rates for 2-year bonds at 3.57%, for 5-year bonds at 3.71%, for 10-year bonds at 4.14%, and for 30-year bonds at 4.73%. These differences are crucial for investors who need to decide between the markets.
US Treasury Yield Curve
29.10.2025
Impacts on Investment Strategies
The differing interest rates between the ECB and US bonds open up various strategies for investors. Higher US interest rates could attract investors seeking yield, while the more stable European market remains appealing for risk-averse investors. The current interest rate landscape thus presents both opportunities and challenges. Investors should closely monitor interest rate developments to make informed decisions and adjust their portfolios accordingly.
Interest Rate Comparison: ECB vs. US Treasury
With a growing focus on the distribution of maturities, it also becomes clear that long-term interest pressure in the USA may be increasing, while the ECB continues to act cautiously. Accurately assessing future interest rates is crucial for maximizing returns.
